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The followings are listings for Housing Loans. Detailed information of Program Description, Program Requirements, Application Process, Program Contact Information and Agency managing the Loan are listed in each program. Click on the listing to learn how to apply for these government loans.

Item 1 to 10 of 16 Programs

Energy Efficient Mortgage Insurance Energy Efficient Mortgage Insurance

This program helps homebuyers or homeowners save money on utility bills by helping them get loans to cover the cost of adding energy saving features to new or existing housing as part of a Federal Housing Administration insured home purchase or...read more

FHA PowerSaver Home Energy Retrofit Loan Pilot Program FHA PowerSaver Home Energy Retrofit Loan Pilot Program

A new pilot program was implemented in fiscal year 2011, which offers borrowers low-cost loans to make energy-saving improvements to their homes. Backed by the Federal Housing Administration (FHA), these new FHA PowerSaver loans offer homeowners up...read more

Rural Housing: Farm Labor Housing Loans and Grants Rural Housing: Farm Labor Housing Loans and Grants

The Farm Labor Housing Loan and Grant program provides capital financing for the development of housing for domestic farm laborers. Farm Labor Housing loans and grants are provided to buy, build, improve, or repair housing for farm laborers,...read more

Rural Housing: Housing Repair Loans and Grants Rural Housing: Housing Repair Loans and Grants

The Rural Housing Repair Loans and Grants program provides loans and grants to very low-income homeowners to repair, improve, modernize, or to remove health and safety hazards in their rural dwellings. Loans are arranged for up to 20 years at 1...read more

Home and Property Disaster Loans Home and Property Disaster Loans

The U.S. Small Business Administration (SBA) is responsible for providing affordable, timely and accessible financial assistance to homeowners and renters located in a declared disaster area. Financial assistance is available in the form of...read more

 

 

Basic FHA Insured Home Mortgage Basic FHA Insured Home Mortgage

This program can help individuals buy a single family home. While U.S. Housing and Urban Development (HUD) does not lend money directly to buyers to purchase a home, Federal Housing Administration (FHA) approved lenders make loans through a number...read more

Combination Mortgage Insurance for Manufactured Home and Lot Combination Mortgage Insurance for Manufactured Home and Lot

Federal Housing Administration (FHA) insures mortgage loans made by FHA-approved lenders to buyers of manufactured homes and the lots on which to place them. read more

Home Mortgage Insurance for Disaster Victims Home Mortgage Insurance for Disaster Victims

Through Section 203(h), the Federal Government helps survivors in presidentially-designated disaster areas recover by making it easier for them to get mortgages and become homeowners or re-establish themselves as homeowners. read more

Home Rehabilitation Mortgage Insurance Home Rehabilitation Mortgage Insurance

Section 203(k) insurance enables homebuyers and homeowners to finance both the purchase (or refinancing) of a house and the cost of its rehabilitation through a single mortgage or to finance the rehabilitation of their existing home. read more

Indian Home Loan Guarantee Program Indian Home Loan Guarantee Program

This grant provides and operates cost-effective, decent, safe and affordable dwellings for lower income families through an authorized local Public Housing Agency (PHA). read more

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